Why Traditional Health Insurance Isn’t the Sole Answer for Your Indiana Business

The United States has one of the most expensive healthcare systems in the world, more than double that of other developed countries. 

More shocking is that nearly 25% of healthcare spending is considered administrative waste, which is a cost associated with insurers, hospitals, and doctors’ offices on the business side of healthcare.

Clearly, we need some major changes in our healthcare system. This is why at Verve, we seek to lower health insurance costs to your Indiana business by up to 20% through our direct primary care model. Our DPC offering doesn’t replace traditional insurance, but it reduces the utilization of costly specialists and, when specialists are advisable, sends employees to the highest value/quality specialists. We also focus on preventative health and root cause resolution of poor health and chronic disease. Our plans fill in much-needed gaps while providing better care than your local urgent care. Even better, DPC is convenient, which means employees actually use it!

If traditional insurance is replaced with a non-traditional plan with care navigation, savings can reach 30-40%.

Let’s learn more about how adding DPC to your annual plan can save money and keep your teams happy.

Cost of Traditional Business Health Insurance in Indiana

On average, health insurance coverage costs Indiana businesses $7,635 per yearly individual employee. Imagine bringing that down 20% while also receiving premium care and encouraging employees to actually use their healthcare benefits.

Yes, it’s possible. 

Due to the high cost of traditional group health insurance, many small and medium-sized businesses (SMBs) are opting to incorporate Verve’s direct primary care memberships instead. Businesses that can’t afford full insurance policies are making primary care coverage possible through DPC. Other businesses can cover most of their employees’ needs with DPC while still keeping an insurance policy for specialists and emergency care.

Since there are many options to consider, we recommend you reach out to us about health benefits for your Indiana business.

Why Is Verve Health A Better Healthcare Model?

We’re on a mission to make health insurance accessible to Indiana businesses through affordable and convenient access that meets your specific needs.

When you become a member of Verve Health, you get the following:

• Convenient, unlimited primary care access for employees and families
• Personalized care with the annual exam, care plans, and health coaching
• Precision diagnostics to quantify health risks and disease progress
• A functional approach to identify root causes, not just symptoms
• Same-day/next-day appointments with minimal wait time
• Virtual and in-office provider access
• Referrals to high-quality/value specialists, imaging, and therapy
• Chronic disease prevention and reversal

These unique health benefits are why many Indiana businesses are adding direct primary care memberships to their health insurance packages.

Improve Team Morale

Access to quality healthcare programs has been shown to improve team morale.

Business health insurance programs can do the following:

• Act as a compelling marketing tool for recruiting new employees
• Improve retention and loyalty of long-term employees
• Show employees that their employer truly cares about their needs and safety

By choosing Verve Health, you are giving high-quality, affordable, and satisfactory health insurance to your Indiana business employees. And you’re improving the chances of retaining loyal employees long-term.

Encourage the Use of DPC to Lower Overall Costs

Traditional health insurance plans discourage employees from using them due to high deductibles and copayments. This is especially true for primary care services. It feels like a chore to go in for annual checkups and routine wellness.

But avoiding routine wellness leads to bigger issues down the road in addition to unexpected emergency visits. 

Even urgent care visits can lead to high out-of-pocket expenses. But with Verve, some of those urgent care services are covered, meaning more money in employees’ pockets. These procedures include sprains, flu, small wounds, and more.

Moreover, most providers aren’t accepting new patients due to primary care shortage, and many employees don’t see the benefit of using health insurance that doesn’t cover services they really need, such as specialist and hospital visits.

On top of that, many traditional primary care providers are unable to provide one-on-one, high-quality care to each patient. That leads to many patients walking away frustrated by a less-than-satisfactory visit that results in an outrageously expensive insurance bill.

What’s the benefit of health insurance for your Indiana business if your employees won’t access important care?

For these reasons, many employers are turning to Verve. We’re not replacing insurance. We’ve simply created excellent options that meet employee needs while bringing down costs. 

Because we have smaller patient panels, we can offer a more personalized approach to employee care. We get to know our patients on a deeper level and work with them to develop personalized treatment plans that meet their unique needs and goals. 

Prevent Future Healthcare Costs

At Verve Health, we aim to provide data and diagnostic-informed services that encourage whole-body health and chronic disease reversal.

Traditional healthcare focuses on only managing symptoms, usually through the use of drugs. These medications often lead to nutrient depletion and side effects that require further medication. 

At Verve Health, we believe in not just managing symptoms but encouraging lifestyle changes that reverse disease. Through a combination of precision diagnostics, health coaching, and lifestyle changes, our patients have achieved incredible outcomes.

A few of the benefits to our chronic disease reversal model include the following:

• Lower overall healthcare costs 
• Elimination or reduction of costly medications
• Unlocking the body’s innate healing properties through natural and affordable means
• The ability to feel great while also saving money

Get Started with Our Membership

At Verve, we believe in offering affordable health benefits to Indiana businesses that deliver real results.

“Our healthcare system costs 2–3 times other developed countries, yet delivers the lowest health outcomes,” Verve founder Gerry Erb notes. “Change will not come from traditional, entrenched healthcare players. But rather innovators like Verve that partner with families, employers, communities, and other innovators to take the bold steps to restore health and financial wellbeing.”

Do you want to be part of this mission of creating affordable and accessible health benefits to all Indiana businesses?

Book a discovery call with our staff today to explore the membership options available to you, including exclusive business-only benefits. We can discuss how you want to incorporate DPC into your existing health plan or create a new approach.
Our team is ready to discuss how our DPC options can help your Indiana business thrive. Contact us today to get started.